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Browse: Home / MONEY / Credit

Credit

what exactly is a “credit score?”?

Leggio: what exactly is a "credit score?"? im 15 and i know it has to do with debt but honestly i have no idea. can some one fill me in on it Answers and Views: Answer by bmCredit score is pretty much like your rating determining if you're trustworthy or not with loans. low scores have a hard time qualifying and higher scores have better … [Read more...] about what exactly is a “credit score?”?

Does my credit score matter for military service?

pachuco: Does my credit score matter for military service? I was told by my recruiter that in order to enter the air force special forces, I needed to have a "good credit score." Is this correct in any kind of way, shape, or form? That once I get to sign with them, that I was able to "change" from what I originally signed for to over the special … [Read more...] about Does my credit score matter for military service?

How easy is it to Qualify for a Mortgage NOW?

None G: How easy is it to Qualify for a Mortgage NOW? I am considering relocating, and wonder about all that I am hearing. I bought my current home 3% down 30 yr FIXED @6.125 My Credit Score is 815. Do those deals still exist for us "Outstanding Credit Score" types? Answers and Views: Answer by golferwhoworkssure do but you now need 3.5% down … [Read more...] about How easy is it to Qualify for a Mortgage NOW?

Credit score versus credit history?

lazar_wolf_2001: Credit score versus credit history? Here's my dilemma. I have FICOs between 695 and 740, but I got my first (cosigned) loan 10 months ago. Can I expect to get the auto loans advertised for people with my FICO scores, or am I going to get shafted with a "minimal credit history" or some line like that? Answers and … [Read more...] about Credit score versus credit history?

What’s the best way to check your credit score for free?

Brandon: What's the best way to check your credit score for free? I'm looking for a free way to check the actual number. I know I can get a free credit report - but that does not include the "score." Any ideas? Ideally, I'd like to do this without effecting the score itself too. Answers and Views: Answer by CatDadYou will always have to pay … [Read more...] about What’s the best way to check your credit score for free?

What does “withdraw funds to a credit card” mean?

boredallthetimeandhatingit: What does "withdraw funds to a credit card" mean? I'm from the Philippines and I use PayPal and AlertPay. I want to withdraw my funds to a Metrobank credit card. This may sound dumb.. but when the funds get credited to my credit card, will I be able to withdraw it? Or will it be used to pay for my credit card bill? … [Read more...] about What does “withdraw funds to a credit card” mean?

How does one really build a credit history in the US if you have had none?

Iverology: How does one really build a credit history in the US if you have had none? If one obtained a secured credit card from a bank, is it true that you should not spend more than 50% of your limit? Also, that you should not pay your balance in full but only the minimum amount to "start building your credit score?" Answers and … [Read more...] about How does one really build a credit history in the US if you have had none?

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