How easy is it to Qualify for a Mortgage NOW?

None G: How easy is it to Qualify for a Mortgage NOW?
I am considering relocating, and wonder about all that I am hearing.
I bought my current home 3% down 30 yr FIXED @6.125
My Credit Score is 815.
Do those deals still exist for us “Outstanding Credit Score” types?

Answers and Views:

Answer by golferwhoworks
sure do but you now need 3.5% down and be able to meet the debt to income ratios and you can sell your home and move any time you wish

Answer by David Z
I doubt you will notice much difference in lending for credit scores like that.

If you have purchased in last 3-4 years there stands a decent chance your home will not sell for enough to pay off mortgage loan.