Credit

Alena m: How do you build your credit score? I apply for everything, but get denied EVERY TIME. And all for the same reason, "Insufficient credit history". Well duh, but how am I supposed to build it, if I cant do anything to help raise it!!?? Answers and Views: Answer by SPIFIMAN1Now for the correct answer. If your under 21 years old you … [Read more...] about How can you build your credit score?

Derek C: Need help determining if I qualify for homebuyer's credit? I am not a first time home buyer but second home buyer. I purchased a home in '02 lived in it until June of '09. I purchased a new home in June '09 and still own my other house and renting it out. From what I am reading it sounds like I qualify but need some validation that I am … [Read more...] about Need help determining if I qualify for homebuyer’s credit?

Marcus Quintilius Varus: Obama 2 hrs ago...QUOTE: "We have to get in order now b/c CONGRESS maxed out our credit card"...Really? Pretty sure the Republicans and even some Democrats in congress fought him every step of the way during his "stimulus" spending binge...Do you believe the President should at least claim some level of responsibility for … [Read more...] about Obama 2 hrs ago…QUOTE: “We have to get in order now b/c CONGRESS maxed out our credit card”…Really?

Dee Dee: Low Credit Score & "Special" Financing? I was told by an auto dealership that because I had a low credit score, I needed special financing. They said that the one of the requirements was that the lenders would NOT ALLOW the purchase of a car with MORE THAN 40,000 miles! This didn't make any sense to me....I was trying to purchase a … [Read more...] about Low Credit Score & “Special” Financing?

Francesca L: Should my fiancee and I pay off our credit card debt before we purchase a new home? My fiancee and I have approximately $ 30,000 in credit card debt (mostly his). He thinks that we should pay off all that debt and put a smaller down payment down on a home, rather than using all our money for the down payment. I argued that we … [Read more...] about Should my fiancee and I pay off our credit card debt before we purchase a new home?

Shaneel: How to get a credit card with bad credit score? I tired applying for a American Express Green card which they suggest for people who are starting their credit. So i filled the form i was denied after the process saying that my application was not accepted. Later i got an e-mail saying "We have been unable to obtain your consumer credit … [Read more...] about How to get a credit card with bad credit score?