Fahim: What credit card should i get? I'm currently a first semester freshman with an internship that will last four years-basically until i graduate. So obviously i have a steady job working 30 hours a week and i go to school full time; with this information i wanted to ask what type of credit card should i get? I know there are regular credit … [Read more...] about What credit card should i get?
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what is considered a target “reasonable credit history” for a USDA home loan approval?
: what is considered a target "reasonable credit history" for a USDA home loan approval? I'd like to hear anecdotal information regarding credit history and approval for USDA home loans. My spouse is enrolled full time working on an emt/nursing degree and we are planning to purchase a rural home in a different state in approx 3 years when he's … [Read more...] about what is considered a target “reasonable credit history” for a USDA home loan approval?
Is there any kind of “Credit card” for kids where they can recharge it with money at the site or at a store?
Neoka: Is there any kind of "Credit card" for kids where they can recharge it with money at the site or at a store? I was looking some and it said you have to be over 16 but would a visa, chase, wells fargo, ETC. Gift credit card work the same way? As a credit card? Ok so Say I have $ 10.38 Can I put that on or do I have to Pay an exact amount … [Read more...] about Is there any kind of “Credit card” for kids where they can recharge it with money at the site or at a store?
If I told you that a “credit score” was created by the lending industry to increase borrowing interest..?
Elfeeble75: If I told you that a "credit score" was created by the lending industry to increase borrowing interest..? would you believe it? yes or no Answers and Views: Answer by LuisWell one could make that argument and it it sound logical but I will give you this instead. The credit score industry was invented mainly because somewhere … [Read more...] about If I told you that a “credit score” was created by the lending industry to increase borrowing interest..?
Obama now wants to go after “predatory credit card” companies?
tempting_butnothanks: Obama now wants to go after "predatory credit card" companies? because they are the ones responsible for putting Americans into debt. In my opinion, Americans' lack of personal responsibility is what is getting them into debt. Keeping up with the Jones's is the #1 cause of credit card debt. You and you alone are … [Read more...] about Obama now wants to go after “predatory credit card” companies?
Chase closed two of my credit cards!!!!?
Orchid L: Chase closed two of my credit cards!!!!? Ok, I have had my cards for over 5 years. I have never been late. Always paid on time and MORE than minimum. Anyhow, I had balance of $ 1100 out of the $ 1700 dollar credit limit I had. Anyway, I recently paid the balance off In FULL. About a week later I get a letter stating that they are … [Read more...] about Chase closed two of my credit cards!!!!?
Do you have to wait at least 6 months to close a credit card?
KitKat: Do you have to wait at least 6 months to close a credit card? Ok. I'm easily pushed into things because I'm a quiet, good person. I recently went to Chase and opened a new checking account to get a $ 125 incentive for opening it. I felt extremely uncomfortable when she kept asking too personal stuff. Like how much exactly I make each … [Read more...] about Do you have to wait at least 6 months to close a credit card?