Credit

Tali Manus: I am looking for a credit card so I can "borrow money and build credit history"? Answers and Views: Answer by honey1you can go to your bank and inquire about a secured credit card. Answer by BradHi Tali, Three smart options to shop for your first credit card: getting a secured credit card, getting your parents to list you as … [Read more...] about I am looking for a credit card so I can “borrow money and build credit history”?

: What is a "Credit Score"? Can you tell me what a "Credit Score" is? Why is it important and what's the significance of it? I'm 17 and I want to be financially fit in my future Answers and Views: Answer by MomIt is a formula used by the three reporting agencies that signifies your history of bill paying The higher the score, 750 and up shows … [Read more...] about What is a “Credit Score”?

Advisory Service: How do I get a strong credit history? I am sorry if I posting similar question but my life and goal is vitally important. How do I build a strong credit history to achieve the credit score of 750? What is a trade line? Someone mentions about having 3 trades line but what does it mean? I need a plan, I don't need a simple … [Read more...] about How do I get a strong credit history?

Mary A: is it good to sign on the back of a credit card, "ask for ID?"? I have a friend who provides her license as well as credit card for a charge or debit transaction as she has signed "ask for ID" on the back of her card rather than her signature. Is this more secure? Answers and Views: Answer by non_apologetic_americanYes! Answer by … [Read more...] about is it good to sign on the back of a credit card, “ask for ID?”?

illbedamned: Student contemplating first "student credit card."? Alright so here's the deal, I'm a twenty something yr old college student looking to get somewhat of a credit history going, and I'm considering getting a student card. Basically right now I'm a fulltime student, with steady funding through my school,(grants and loans), so I don't … [Read more...] about Student contemplating first “student credit card.”?

concretebrunette: Is 12.9% variable APR on a credit card "okay" if you have no credit history and this is your first card? I know APR stands for Annual Percentage Rate, but I have no idea what that means. Answers and Views: Answer by Professional PeonConsidering some store cards are around 30% no matter what your credit is I think that 13% is … [Read more...] about Is 12.9% variable APR on a credit card “okay” if you have no credit history and this is your first card?

Max: Credit Scores & Credit History...? Hi, um... I want to raise my credit score, but I have a severely "limited credit history" (I'm a college student, lol) How long do I need to build up my credit before my credit score has enough "credit history" for my score to actually matter (and by actually matter I mean for me to be able to do … [Read more...] about Credit Scores & Credit History…?