steph833: Question about Credit Card "change in terms"...? My credit card company sent me a notice saying what terms they were going to change on my account. (Basically they were raising the APR.) However, it says that I can choose to NOT ACCEPT these changes. But doing so means: "Your account will be closed and your card will no longer be … [Read more...] about Question about Credit Card “change in terms”…?
Credit
Never had a credit card, how can I get one?
Bobby B: Never had a credit card, how can I get one? I've never had a credit card. I want to buy a Tv. I've applied for online cards and many store credit cards like Best Buy, Walmart, etc. I keep getting turned down because of "Insufficient credit history". So what the heck? How am I supposed to establish my credit if I can't even get a credit … [Read more...] about Never had a credit card, how can I get one?
How can I build my credit, if I won’t even be approved for a credit card with a small limit?
Lorin: How can I build my credit, if I won't even be approved for a credit card with a small limit? I've applied for a "no-credit history" credit card, and was denied due to no credit history. I am over 30 years old, and have a job. I am a permanent resident in the US, but only recently came over from England. How can I build my credit, if I … [Read more...] about How can I build my credit, if I won’t even be approved for a credit card with a small limit?
Can you use a prepayed card to buy things online?
Matt S: Can i use a prepayed "credit card" to buy things online.? Usually if i want to buy something from amazon.com I would just buy an amazon gift card, but some smaller onlien sites that sell things only take credit cards. I am under 18 and do not have a credit card, but could I buy a prepayed visa card or something of the sort to buy things … [Read more...] about Can you use a prepayed card to buy things online?
I applied for a credit card but it says “declined, no credit history.” Why?
Matt C: I applied for a credit card but it says "declined, no credit history." Why? I recently applied for an American Express card and it said that I got declined because I don't have sufficient credit history and that the credit cards that I have have not been open long enough... the question is, how long would long enough be? 6 months? I … [Read more...] about I applied for a credit card but it says “declined, no credit history.” Why?
How can I see my Credit Report on line free ? USA?
Chris: How can I see my Credit Report on line free ? USA? I need my Credit Report and History ,and know my Credit Score "Free"? Online .. Please help if u know of course I mean my Credit in USA Answers and Views: Answer by QUILLYes. US Law provides you with one free credit report per year. www.freecreditreport.com You do not need a credit … [Read more...] about How can I see my Credit Report on line free ? USA?
Is it possible to pay off credit card balance after making a purchase?
James: Is it bad to pay off credit card balance after making a purchase? I've recently begun using my credit card for all of the purchases I make, largely to build credit and also because it's safer than paying with my debit card. My credit card is with my bank company, so I can instantly transfer money from my checking into my credit card. I … [Read more...] about Is it possible to pay off credit card balance after making a purchase?