: Are Credit Scores" important? how and why? Answers and Views: Answer by chadYes very, your credit score paints a picture of how financially responsible you are to lenders. Low scores pose greater risk to them and therefore they may choose not to give you loan based on that financial picture, or if they do, it will be at a high interest … [Read more...] about Are Credit Scores” important?
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Is this a secret you can do with credit cards to raise credit score?
hmm: Is this a secret you can do with credit cards to raise credit score? They recently bought a microwave for $ 1000 on credit. They have way more than that though and when the bill came, they only paid $ 970 on purpose. I asked them why they didn't pay it off in full and they said that they paid it with $ 30 short because there is barely any … [Read more...] about Is this a secret you can do with credit cards to raise credit score?
Is it possible to get a mortgage with no credit?
JimL: Is it possible to get a mortgage with no credit? My g/f are looking into buying a home of our own. neither of us have credit. we pay for everything in cash. we have 0 debt. no car payment nothing. we between the both of us we have been renting for about 3 years. we have never been late on a payment. with all this talk about "credit scores" … [Read more...] about Is it possible to get a mortgage with no credit?
How can I build up credit if I have none?
Kimberlina®: How can I build up credit if I have none? I am 18 and I have NO credit at all. So, I decided to apply for a credit card (I CAN make the payments, thats not a problem) but I was declined due to "insufficient credit history". How can I build up credit now? I thought about applying for a card with Best Buy, because I shop there a lot, … [Read more...] about How can I build up credit if I have none?
How do you lower your credit limit without lowering your overall credit score?
Tim: How do you lower your credit limit without lowering your overall credit score? I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don't ask for or use this revolving line of credit. Question? I have been told if you ask for a … [Read more...] about How do you lower your credit limit without lowering your overall credit score?
is there any type of “student credit card”?
The READY SET<3: is there any type of "student credit card"? i need a credit card for ages like 14+ and not a prepaid one and not paypal. thanks! Answers and Views: Answer by GWU SKOAL KING/student!visa buxx..sorry youre still a kiddie so u cant have a real credit card Answer by sharon red baronLOL...no you can not get a "student" … [Read more...] about is there any type of “student credit card”?
What is the best “starter” credit card?
UMfan83: What is the best "starter" credit card? I am interested in building credit. I am 22 and am finishing my Bachelors in business this Spring. The problem is, I have paid little attention to my credit. I now wish to find a credit card that I can use to build up credit. I am looking for one with a moderate interest rate that I can basically … [Read more...] about What is the best “starter” credit card?