Top Hat: has anyone used "freescore.ca" to check their creditscore for free? And is it safe? Or are any of the 'free credit score" check sites safe? Answers and Views: Answer by Just MeTry https://www.quizzle.com safe and fairly accurate but if you need exact you need to pay for it here https://www.myfico.com Added annualcreditreport does … [Read more...] about has anyone used “freescore.ca” to check their creditscore for free?
Credit
I don’t have bad credit, I just have NO credit. What is the best and quickest path to take to build my credit?
valetrat: I don't have bad credit, I just have NO credit. What is the best and quickest path to take to build my credit? I've tried getting a few credit cards, but have run into the "we can't help you because you have no credit history" response. If there is some kind of card I can get, I can pay all of my bills with it, but I don't know where to … [Read more...] about I don’t have bad credit, I just have NO credit. What is the best and quickest path to take to build my credit?
Does a credit card “pre-approved offer” in the mail mean you can for sure get the card?
Seeker2008: Does a credit card "pre-approved offer" in the mail mean you can for sure get the card? I get a lot of these, but I already have some other cards and a decent credit history. Is it just an offer still subject to meeting x terms, or is the "pre-approved offer" *really* pre-approved meaning they can't say no? Answers and … [Read more...] about Does a credit card “pre-approved offer” in the mail mean you can for sure get the card?
How will marriage affect my credit score? Do our scores “average” or do we both take the lower score?
Supermom: How will marriage affect my credit score? Do our scores "average" or do we both take the lower score? We're getting married in the near future. We both own homes and work full time, but my income and credit scores are better than his. Should I buy our house before we get married and keep our finances totally separate? Will that protect … [Read more...] about How will marriage affect my credit score? Do our scores “average” or do we both take the lower score?
Has anyone read the book “7 Steps to a 720 Credit Score” by Philip X. Tirone? Is it worth it?
Blue Angel: Has anyone read the book "7 Steps to a 720 Credit Score" by Philip X. Tirone? Is it worth it? I'm wondering if this book is actually instructional or if it's just a narrative type like Rich Dad, Poor Dad. Answers and Views: Answer by DebtWillEatYouAliveI can save you the money by giving my answers to his questions: * A dirty … [Read more...] about Has anyone read the book “7 Steps to a 720 Credit Score” by Philip X. Tirone? Is it worth it?
Why was I denied for the Citi mtvU card for “insufficient credit history?”?
Nimwho: Why was I denied for the Citi mtvU card for "insufficient credit history?"? Hey, I'm a college student, with what I thought was fairly good credit based on my age (I'm 21). I have two credit cards right now: a 5 month old $ 300 Orchard Bank secured card and a 3 month old $ 800 unsecured Wells Fargo College card. The mtvU card is … [Read more...] about Why was I denied for the Citi mtvU card for “insufficient credit history?”?
If I order online and it says “credit card” can I use debit? You don’t need to specify debit, do you?
Christine: If I order online and it says "credit card" can I use debit? You don't need to specify debit, do you? Answers and Views: Answer by ArtemiscYes you can. Just keep in mind that credit cards have protection, debit cards may have protection; it depends on your bank. I use my debit card anyway. Answer by CupCakeYou can use your … [Read more...] about If I order online and it says “credit card” can I use debit? You don’t need to specify debit, do you?