Steven D: Why is "credit score" suddenly something so very important? In the last year or so, ads touting the vital importance of your "credit score" sprouted all over the TV. Why is this thing so important now, but not before? Answers and Views: Answer by icemanIt has always been important. But the increased advertising you are seeing is … [Read more...] about Why is “credit score” suddenly something so very important?
Credit
Shallow credit report is getting in the way of obtaining a mortgage?
sarah v: Shallow credit report is getting in the way of obtaining a mortgage? My husband and I are currently in the market for a house. The bank pre-qualified us for $ 166,000 with the VA loan but the duplex we've found is $ 140,000. We submitted our loan application and were denied based on a "shallow credit history", meaning we haven't had … [Read more...] about Shallow credit report is getting in the way of obtaining a mortgage?
I am trying to apply for a credit card, but keep on getting turned down, what should I do?
Allen L: I am trying to apply for a credit card, but keep on getting turned down, what should I do? I would like to build up some credit for the future, but credit card companies would reply back and say "you don't have enough credit history". Right now I am paying rent, phone and car insurance bills ad I do pay them on time....what should I … [Read more...] about I am trying to apply for a credit card, but keep on getting turned down, what should I do?
How will a bank error effect my credit rating (UK)?
Its got to be UKIP: How will a bank error effect my credit rating (UK)? Ok, I applied for a credit card with my bank, I have a good credit score and was thoroughly confident I would get it, however an employee logged into my system and made a hash of my address and did not rectify it. I got declined due to a "low credit score", the branch were … [Read more...] about How will a bank error effect my credit rating (UK)?
Bill and Credit card “payment” courtesy reminder to pay or late to pay calls Suck!?
Hank: Bill and Credit card "payment" courtesy reminder to pay or late to pay calls Suck!? Please advise me, how to handle the annoying phone call. Answers and Views: Answer by jkm65Pay your bills on time and they will stop. It's just that simple. Answer by A DubUnfortunately you can not stop the calls. The best thing to do is to make … [Read more...] about Bill and Credit card “payment” courtesy reminder to pay or late to pay calls Suck!?
English/Business Question: what is more correct “this will negatively affect your credit report”?
Neil V: English/Business Question: what is more correct "this will negatively affect your credit report"? or "this will negatively affect your credit history". or "this will damage your credit report"? I need to send this to a tenant who is not paying rent. THANKS. Answers and Views: Answer by Sausage MahoneyLike all bad weather spells and … [Read more...] about English/Business Question: what is more correct “this will negatively affect your credit report”?
How does credit for a corporation work?
Josh F: How does credit for a corporation work? Does the corporation have a "credit score" according to it's FEIN#? Or what? Answers and Views: Answer by bdancer222Businesses have D&B ratings. Normally when a business applies for credit, the creditor either calls a the business's bank and trades to see how they pay or the creditor pulls … [Read more...] about How does credit for a corporation work?