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Browse: Home / MONEY / Credit

how much does an account going to collections lower your credit score”?

ayoung21921: how much does an account going to collections lower your credit score”?

Answers and Views:

Answer by sonofstar
It’s not so much that it lowers your credit score. It’s that the next company that checks your credit history will see it. Many companies these days are so touchy, that one black mark will lead to rejection.

Answer by RedSoxFan
An account going to collection can lower your score by more than 100 points if it’s the only one on the report, and less if it’s just one of a bunch of collections. Many companies only look at your credit score, so the higher your score the better.

Answer by bryan l
Yeah i had a score of 700 pretty good, then when i went to buy a house it went down to 620 due to a stupid comcast bill went to a collector. My dead beat roomate kept me on that account. When you are getting approved for a loan ect. it makes it vary hard. I worked with the aqency proven that i did not live there and they cleaned it up actually they were very nice. The time was endless.

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