Why has a person’s “Credit Score” become…?

Damn Pocket Protector: Why has a person’s “Credit Score” become…?
…the “ultimate” determination of a person’s worth as a human being in our world today?

(I mean…just because you “juked” some credit card companies by being late on some payments, or were deliquent in paying them…

…doesn’t mean you can’t do a good job at whatever you’re hired to do…and it certainly doesn’t mean you won’t make your car payment on time…because…let’s face it…you NEED your car…those “credit card purchases” you made are NOT what’s getting you to work and back every day…and are NOT an indication that you are a “bad” person…they are simply an indication that…

“Nobody can live comfortably on less than $ 3000.00 a month now days…so something had to give…”)

Anybody see my “logical point” on this matter…? (and I’m gonna need you to “read between the lines” on this one…hee hee…)

Answers and Views:

Answer by K
I think they might think you would steal from them if you have a bad score.

Answer by SonoranAngel
I can see a company basing your worthiness as a risk by your credit score but that’s about it. That’s for loans and credit cards only. As a business they have to. Tragedy does happen and those people who are trying to get their life back together and credit is bad, that’s not a good thing. I wish there was a way to figure that into a score. A credit score should never be used to hire a person or to get any kind of insurance. That’s scary. Pretty soon they’ll want to get copies of your medical records before they’ll give you credit. What does a credit score and car insurance have to do with each other. Higher premiums for lower credit scores? Makes no sense to me! They are the people who can least afford it and there would be more uninsured drivers on the road. That practice should be illegal!

Answer by Lucky
its definately true in what your saying. but the funny part is no matter how bad your credit score is you can still get what you want at a price.. you may pay an off the wall interest payment, but you can still get what you want. i think car loans should be easier to get. not everyone needs a credit card.. thats why i have bad credit lol. i made my carpayment and not may credit card payments lol. they should know that the car is definately most important lol..

as far as living on 3,000 a month. thats not true. depends where your from. between me and my boyfriend we make a little over 3,000. my take home alone is about 1,500 a month. isnt that sad. thats working only 40 hours a week and no overtime though. im only 23. isnt this sad lol..