what would i do to improve my credit score???

Le Anne Y: what would i do to improve my credit score???
i want to get a credit card in order to purchase things offline, but i can’t get one becuz of my “limited credit history”!
does anyone have any ideas for what i could do to build my credit???

Answers and Views:

Answer by Matt G
Try either a Capital One or HSBC credit card. Expect a low credit limit to start off with. You may need to start with a dept store card like target unless you have someone willing to cosign.

Good luck!

Answer by Jeremy Kitching
I recommend starting with a secured credit card. With a secured credit card you make a security deposit which becomes your line of credit. You use the secured credit card as you would an unsecured card, making payments on time and keeping the utilization of the debt low (10% or lower will raise your score the fastest; this means if you have a $ 300 limit, try not to use more than $ 30).

After a period of on-time payments the card may be converted to an unsecured credit card, and your security deposit refunded.

Answer by Jeffrey M
Spend 50$ every month.

Answer by mortgage professional
Department store cards are easier to get. Also to build credit, secured loans like a car are generally easy to get too. There are secured credit cards, capital one offers them. It works almost as though you are borrowing from youself. You put money upfront (security) and use the card and make payments as usual.

While you wait, set up your debit card on paypal etc to buy on line. That works like a credit card too.

Answer by ~Katie~
Bulid your credit by purchasing small things on a loan! Like go finance some furniture or a cheap little car or something! You could also go get a 30-60-90 Belk card (that helped me)! You just gotta get something to make payments on and make them on time! You will eventually build it up!

Answer by Romance
Read this : ” How Can I Quickly Improve My Credit Score? Find Out The Truth! ” here : & of course check top right corners for interesting titles you may like , , ,

Hope this help you & enlighten you a little bit , , , Good Luck.

Answer by Jeff
Get a debit card.

It may not improve your credit score, but it’ll allow you to buy stuff.