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Browse: Home / MONEY / Selling

How do you sell a motorcycle that is currently financed?

: How do you sell a motorcycle that is currently financed?
In 2008 I bought a brand new Kawasaki Ninja Motorcycle, I currently owe about 6900 bucks on it, and it is finance through HSBC Bank, I am wanting some tips on how to sell it to someone willing to take up payments on it. How do I go about selling it, what are the steps I need to take, what is the easiest way to do it? Please explain because I am new to this!

Answers and Views:

Answer by south of france
You have to get a “Signature Loan”, pay it off, get a letter from the bank, you should get clear title, and then sell it. It is that simple. And, you will get more for it showing the clear title.

Answer by mccoyblues
First thing you need to understand is this. If the buyer doesn’t have the cash to pay for the bike, don’t sell it to them. Putting yourself in the position of being their personal bank is setting you up for a financial disaster because THEY WILL DEFAULT and when they do it’s all coming back on you.

Don’t put yourself in that situation It’s not worth the risk. If the buyer doesn’t have cash, they don’t get the bike. It’s just that simple.

All you need to do to sell the bike is take the money the buyer gives you, pay off your loan and when you get the title from the bank sign it over to the buyer. If you do it any other way your name will always be on the bike and anything that happens to the bike or the loan is your responsibility.

Answer by Rick
One of two ways. The buyer pays you the entire amount and you go to the bank together and you pay off the loan, giving clear title to the bike, and get everything witnessed, notarized and legal. Or, if you want the buyer to take over the payments then they need to go to HSBC and get approved to assume the loan.

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