How does an 18-year old receive a credit card with no credit history?

The Pato: How does an 18-year old receive a credit card with no credit history?
I have recently turned 18 and am very frustrated with constant rejection from credit card companies. Whenever I apply, I always receive a rejection letter replying with the same denial statement “Few revolving…or…not enough accounts opened long enough to establish credit history”. It’s just a vicious cycle… I can’t get a credit card unless I have SOME credit, but I can’t build any credit unless I have a credit card! can anyone shed some light on this subject…PLEASE?!?

Answers and Views:

Answer by advisor007
try sears i used to get people who just turned 18 and look at mastercard online they have a few

Answer by Anestasia
Do you have a good job / savings history?

Every time you apply for a card, it goes as a mark on your credit history, so some banks might be rejecting you because you have made so many applications

Answer by My Take on It
You need about $ 300 to go open a secured card. Use it for about a year, and then try to apply for an unsecured card.

STOP applying!!! All those inquiries are killing what score you do have at this point.

Answer by Mary
Why not try a student credit card. Student credit cards are designed specially to help students manage their expenses while allowing them to build a stellar credit score that will benefit them later in life. These days, good credit is necessary for everything from being approved for an apartment, to getting a car loan, to even landing certain jobs so the sooner a good credit rating is established, the better. Student credit programs also often come attached to rewards and benefits from financial institutions that can help make the journey through the school system smoother. A lower credit limit, online access, and stellar customer service all ensure that the card is easy to manage and use as well.

Answer by Ur Credit
there are a couple of ways you could start building credit, you could get a small personal loan which you might need a cosigner or the best way will be getting a credit cards, you could get a credit card and use it for your every day expenses but make sure you pay in full at the end of the month that way it will show pay in full everytime the credit card company reports to the credit beuros. At the begining you will only be approved for the lower end credit cards but once you build credit in about 6-9 months you should be able to apply for a better card with better benefits such as free miles or cash back. Check out www.fastcreditcardapprovals.com and go under bad or no credit section and you will find a few choices. But if you are a student apply of a student credit card these cards have no annual fees and low rates

Answer by the main man
Cleveland 07/17/09

Hmmmm,..!!

You’ve got parents,.? Good parents..that trusts you to do the proper
thing,..be conciderate,..?

And, why is you credit a factor,..did you buy things and failed to pay
for them in a timely fashion,..? Questions,..questions,..all,..may dr-
aw negative answers,..

If your credit be bad and its all your fault,..you, now knows – that
being responsible,..pays,..handsomely,.!!

Your parents could put you on their account,..and, you would have a card while never needing credit references,.or,..worrying about pay-
ing the debt each month,..Now, you have an up hill treek,..You must win your parents trust,..and, be extra careful on purchases – after
they allow you to hold cards,..Why,..not ask them on your word of
honor,..See,.?!?

Eliasis Yahwehei ( The Main Man ).

Answer by Sam
Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – freecreditreport.sinfree.net