What is a good “credit score” & what is FICO mean. My score is 744. Is that good or bad?

chilicooker_mkb: Question(s) What is a good “credit score” & what is FICO mean. My score is 744. Is that good or bad?
I’m trying to buy the Condo I live in. What are my chances?

Answers and Views:

Answer by madamsmall
It’s good. You also need to review your credit reports for any issues, though, just in case.
Your chances depend on your income, job history etc

Answer by Run Wild II
744 is not bad. You want to be in the 700 range
However there are 3 credit bureaus so check your score with each one
Equifax
TransUnion
Experion

After you have done that and made sure your credit is clear I would get preapproved by your bank for a loan and they’ll be able to tell you how much debt you can afford
Good luck!

Also FICO was created by the Fair Isaac Corporation which gave it the acronym:)

Answer by Scott
The highest is 850 FICO and good/excellent begins around 720. Of course you’ll get it. You seem not to have any late payments or delinquent accounts. If you have a previous reference from your land lord I’m sure you can. You can check myfico.com to review FICO score information.