cmd2009unl: Will Progressive insurance cover an accident if the driver of the vehicle has a suspended license?
I was in an accident yesterday, and the owners of the vehicle at fault (the other people) have Progressive insurance. The driver of the vehicle, who was not on the insurance policy, had a suspended license. Will Progressive still cover the costs of the accident?
Additional info: Both cars were totaled and my passenger and I went to the hospital for neck and back pains. The driver of the Progressive vehicle and her two kids are/were fine and needed no medical attention. Both vehicles are totaled.
We both have “liability” insurance plans.
Answers and Views:
Answer by turkus07
hopefully you have collision insurance that way your insurance company will fight it out. do you have no fault insurance? same deal applies
If the driver that had the suspended license then it was his responsibility to info his insurance carrier of this and depending on why it was suspended he would have had to get an SR22 and if not then no, they would not cover this at all because in his insurance eyes this would be considered fraud…
Sounds like its time to take this fool to small claims court..
Answer by EntidtilProgressive is the only one who can answer your question. If you have collision coverage of your own you should definitely file against your own insurance. If you have only liability, then you will have to wait to see what progressive does. It is not a good idea to drive these days with only liability insurance because you are mostly on your own.
How would you know if both cars are “totaled” if the insurance companies haven’t even looked at the cars yet? Only insurance companies determine such a thing. Get your own insurance company involved ASAP.
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