C G: What insurance companies cover include gastric bypass or lap band procedures?
The insurance I have through my job (PHCS) has verbally stated that they will not cover ANY weight loss related procedures. My doctor is wanting me to do the lap band procedure so I would like to see about getting my own insurance that will cover the cost. Any suggestions?
Answers and Views:
Answer by S P
absolutely none.
Many group policies do cover lap band and some individual policies do as well. However, the individual policies have height and weight guidelines, and if you’re overweight enough to have lap band recommended you will be outside those guidelines and will be declined coverage.
You may want to check with a local independent agent just to make sure but don’t hold your breath. If you do find a company that will accept you and will cover the lap band procedures they’ll probably have a waiting period before you can get covered.
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