: What does maternity and complications of pregnancy mean for insurance coverage?
I am looking into getting health insurance and the policy I am currently considering says that maternity and complications of pregnancy are covered as any other sickness. They are in the same section on the same line so I am wondering if this means they cover maternity expenses or if they only cover complications like any other illness. Any help would be great. Thanks!
Answers and Views:
Answer by vultus felis
whatever their coverage policy is for illness, the same policy applies for pregnancy
Pregnancy is not an illness, but complications of pregnancy could be. Maternity costs could be limited to pregnancy beginning after the beginning date of the policy. Check with the insurer.Answer by Insurance Pickle.com
Meaning if you have a $ 500 deductible and 80% coverage for an illness…the maternity will work the same way.Answer by mbrcatz
Well, the way you write it, it sounds like it’s covered subject to policy limits, terms, conditions, and deductibles.
But if you’re seriously looking for help, you probably need to use a local agent. They can answer the question ACCURATELY, as they’ll know which the heck policy you’re looking at.
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