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I have a limited credit history, but have money for a down payment for a motorcycle. What are my options?

milesm: I have a limited credit history, but have money for a down payment for a motorcycle. What are my options? The dealership wouldn't approve me for a loan, because im only 20, and have a "limited credit history." I have $ 1500 to put down, does anyone know of a place that will accept this? Please don't harp on me that i don't need a … [Read more...] about I have a limited credit history, but have money for a down payment for a motorcycle. What are my options?

There are “credit check” for credit scores, but what is is called that the banks check?

forthefunofit: There are "credit check" for credit scores, but what is is called that the banks check? Meaning, I know some may check your credit score, but they also look for something else, I forget what's its called though. Has to do with bounced checks and old bank accounts that may show up that were overdrawn from in the past that were never … [Read more...] about There are “credit check” for credit scores, but what is is called that the banks check?

Is Providian credit score a joke?

tunabomberswillcrushyou: Is Providian credit score a joke? ? it seems they score you on your personal payment history with them, not your actual credit score with trans union. There is close to 100 pt difference between my actual score with trans union and their "FICO SCORE" it seems they are just trying to motivate their customers to keep paying … [Read more...] about Is Providian credit score a joke?

How can I find out which companies report to Dunn and Bradstreet so I can build my business credit “score”?

Tim O: How can I find out which companies report to Dunn and Bradstreet so I can build my business credit "score"? I'm an S corp. Answers and Views: Answer by Pilosopong TasyoI think Dun & Bradstreet owns or has a relationship with Moody's. In that case, just go to Moody's website. Membership is free although the features available are … [Read more...] about How can I find out which companies report to Dunn and Bradstreet so I can build my business credit “score”?

How does a credit card “get their money back” if you dont pay the bills?

Jonathan: How does a credit card "get their money back" if you dont pay the bills? Say you go to a store like Sears and get a credit card with them. Over about 10 years, you buy quite a few things on it. You don't pay the bills anymore.. what do they do? To they "Repossess" the stuff like a car? Answers and Views: Answer by TaxGurlThey can … [Read more...] about How does a credit card “get their money back” if you dont pay the bills?