Problem with insurance company to help pay for some of the cost for roof replacement. Any suggestions?

jam2: Problem with insurance company to help pay for some of the cost for roof replacement. Any suggestions?
My roof is 17 years old. There are 4 slopes on my roof. 2 slopes are in bad shape. (shingles curling) The other 2 aren’t too bad. My insurance company said they won’t pay anything toward the new roof. Is there a suggestion I can mention to insurance company to have them consider helping me out?

Answers and Views:

Answer by rshiffler2002
Sorry it sounds like your roof is just worn from the weather. This isn’t covered by your insurance, sorry.

Answer by sensible_man
Insurance companies do not pay for aging roofs that go bad. They only pay if there is storm damage. I can think of nothing you could say that will change their policies. No pun intended.

Answer by grounded
I am afraid they are all right. To save some money ask some friends to help in ground clean up and then work a deal with roofing company to reduce price for clean-up help. most hate to do the search and bend routine and may welcome the help with a slight discount.

Answer by Ashley R
Insurance companies won’t pay anything towards a new roof unless a storm or something comes through and causes damage. Normal wear and tear on your home and the stuff inside isn’t usually covered by insurance.

If you are talking about a home warranty, however, you MIGHT be able to get them to pay for a [small] portion of your roof if you can convince them that they’ll be out fixing a lot of leaks if it isn’t replaced. Good luck doing that though, as most home warranties say they will not cover the cost of a new roof.