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Browse: Home / MONEY / Credit

is there a site to get a free credit report without signing up for anything?

Kelli: is there a site to get a free credit report without signing up for anything?
All the “free credit score” sites offer you a free score, but then want your credit card number for their “free trial membership”. Which seems legit, and they say you can cancel after the 7 or 10 day free trial before they charge your card. However I’m afraid that they may be underhanded and make it very hard for you to cancel your membership.
Does anyone know of a site where I can get my credit score with no strings attached? Please let me know. Thanks!!

Answers and Views:

Answer by CatDad
You will always have to pay for your credit score. Any firm offering a “free” credit score will want your credit card numbers for their monthly credit monitoring service.

You can buy your FICO credit score for a one-time fee of $ 15.95 at:
https://www.myfico.com
https://www.equifax.com/home/en_us

There is a free credit score estimation service at https://www.creditkarma.com – this is only an estimation and not the real FICO score.

You can get a free credit REPORT (not score) at https://www.annualcreditreport.com/cra/index.jsp – This is the real free site to get your credit report once a year without a credit card.

Answer by redhead
CatDad pretty much said it all.

Answer by StephenWeinstein
Are you asking for a “credit report” or a “credit score”? They are two completely different things. You cannot get both for free from the same place. There are some places that will sell you both or will give you one for free if you pay for the other. To get both for free, you have to get them in different places.

Credit reports are free at https://www.annualcreditreport.com/cra/index.jsp but only if you order only the report and not the score. If you get the score there, it is not free.

Credit scores (without reports) are free at https://www.creditkarma.com and perhaps other sites.

Answer by My Take on It
annualcreditreport.com

Answer by Ted
Your title says credit “report” but the body of the question says credit “score”.

Report= www.annualcreditreport.com

Score= nope … you have to sign up and then cancel quick and hope they don’t screw it up. Places like myfico are only approximations. You can only get a real score from a bureau

Answer by XDl!nZ
This is from my Q you answered.

Hear what other people have to say. If they direct a conversation at you then you should talk. If somebody is telling YOU a story about a shitty co worker then simply say “I know how you feel.”

Related Questions:

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