The Truth: Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?
I have full coverage insurance in the state of Massachusetts, my insurance policy runs out in about four days I was planning on switching to Progressive however someone just keyed the hell out of my 2008 Highlander, can I get the insurance to fix it and still switch to Progressive?
Answers and Views:
Answer by Deke
Your policy covers anything that happens before the policy runs out, so it makes no difference if you change insurance later. However–and this is important–be sure to report the claim to your current insurance company before the policy expires so they can’t say it happened after the expiration date. It’s a good idea to call the police and get it on file there too.
Yes! You have the right to switch insurance companies at any time.
Just make sure you file the claim before switching, and notify your new insurance company about the open pending claim.
if you do not let them know, they will find out and your premium might increase.
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