insurance???????????

Jonathan: insurance???????????
I hit a deer and did a little damage to my car. I reported it to insurance company and brought the car to shop for an estimate. they gave me a quote of $ 1500. I have a $ 500 deductible so i dropped the car off to get fixed the next day i got a check from the insurance company. Is this my money the check is made payable to me. I don’t get it

Answers and Views:

Answer by homelessgal2004
No- the money is not yours! You have to pay the body shop for the repairs- or they will not let you have your car back. And usually the way insurance works- they sent you a check for $ 1000 toward the $ 1500 repairs and the other $ 500 (deductible) has to be paid by you. And no body shop that I know of will let you have your car back, until the bill is paid in full.

Answer by George
Technically yes it is your money. Let’s say they sent you a check for $ 2,000 and the repairs only cost $ 1,200; then you keep the $ 800. If they only sent you a check for what your repairs cost you can just sign the check over to the body shop. You do still have to pay the body shop obviously, but the money they sent you is yours to with what you please. If you decided not to have the work done then you could keep it all legally.
Good luck.

Answer by Ginger
Weird. Usually they pay the shop. This is your money to pay the mechanic with.