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Browse: Home / MONEY / Loan

How long is an approval for a car loan through a credit union good for?

comaxeternal: How long is an approval for a car loan through a credit union good for?
We are members of wings financial credit union and we applied for a car loan about 6 weeks ago and got approved, we ended up not taking the loan out because we decided against the car. Now we are for sure going to need the loan out. Do you think that we will have to go through the application process again or will it all still be there in their system!??

Answers and Views:

Answer by Dragonfighter
On your original loan approval letter it should contain the details of the offer terms.
These normally include: Amount; Length of time of loan; Monthly repayment amount; Offer validity; Purpose of loan; Any further conditions.
So, on your offer letter you should find the expiry date of the offer.
If the loan is still valid, you may not be able to use for your new reason if it specifies that it was only valid for the Powder Blue Porche 911 (he he) that you were going to buy.

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