How important is your credit history in a background check?

nice guy: How important is your credit history in a background check?
I’ve got a messed up credit history but I’m otherwise a tip top person, no bad criminal record or anything. My future employer is performing a background check on me and I’d like to get some answers in regards to have important of a factor do you think the credit history is when determining an otherwise perfect person for the job?

Answers and Views:

Answer by Vinubhai B
Its quite important

Answer by JenniferE
Congrats on the new job. Basically, a background check deals with law enforcement agencies. As long as you have no convictions you get the job.

Credit reports and background checks are not related in any way. Unless your employer specifically said that they are pulling your credit report there are no worries for you.

Even if he is pulling your credit report then you would probably have to have a bankruptcy to raise any eyebrows.

Just act very confident and you’ll probably get the job.

Answer by Mom of 2
If you are going into a financial position, then the credit report may be very important to the employer as it shows how responsible you may be. If most of the “messed up” history is older, I wouldn’t worry too much.. we all make mistakes when we’re “young and stupid” If the employer questions you on it, be honest….whether you ran upon hard times, you were just young, whatever the reason, if the employer sees you take responsibility now for then, it will definately give you more points…good luck!!!

Answer by John N
Hi,
Well. you call find all kinds of court, criminal, background at , its really got a big database
Hope this helps