no: How can I receive a student loan without my parents as a cosigner?
I have little over 500 left to payoff but my parents wont cosign my loan and I currently have no job. I need to pay my college account off so I may register for next semester. Is there any loan out there for me?
Answers and Views:
Answer by Amanda
You might be able to get one if you have some credit already. Do you have a car payment or credit card that you pay on? If not and you have no credit, it’s unlikely you’ll get a loan without a cosigner. You can have someone else with a credit score sign with you, but beware who you choose- it may affect the amount you need.
It does depend on if you do have a credit or not. But is also varies by age. In my state (Ohio), you can be 24, and you wouldn’t need a cosigner. You can contact your loan company/distributor about the laws in your state.Answer by Taylor
If you are unemployed and don’t have a cosigner, you aren’t going to be able to get a student loan. you could try the federal loans though, especially if you don’t need much money.
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