How can i make a Paypal account and credit money to account and pay from that ?Is credit card reqd for that ?

Anniyan: How can i make a Paypal account and credit money to account and pay from that ?Is credit card reqd for that ?
I had made a paypal account from paypal site giving only my home address and e-mail address.But they are not telling clearly how to credit money to that account and withdraw from that account.Will anyone explain all those procedures in PayPal system in simple terms please.I dont have a credit card or neither want to take one.

Answers and Views:

Answer by CAROL P
PayPal requires that you have a checking acount (with money in it, of course) and/or a credit card. You can transfer money from your checking account into your PayPal account electronically.

I use PayPal with EBay. It is secure. When I purchase something on EBay, they take it directly from my checking account, put it into my PayPal account, and then pay the vendor from my PayPal account when the merchandise is shipped.

Hope this helps.