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Browse: Home / MONEY / Credit

help with credit question.?

Cliff C: help with credit question.?
I checked my credit and found that I dont have “credit history”. How do I build my credit and raise my score?

Answers and Views:

Answer by liveinmd
Apply for store credit (Old Navy, Home Depot). cards that are limited to a specific store give the creditor more security.

Bank where you have savings/checking acct-even if you have to open a new account, it is worth it to build your history. again, the lender has a more secure position so they are more inclined to give you credit.

Cell phone, landlord, utilities… You can request that they submit your credit history which most will do.

Related Questions:

  • 1.  What is a “secured credit card”?
  • 2.  Is there a general fico score “table” lenders use to decipher interest rates for auto loans/leases?
  • 3.  If your credit score is already ridiculously low and only getting lower as your debt accumulates, why do?
  • 4.  What credit card to get at 18 and not a college student?

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